Pricing
Free invoicing and bookkeeping for your BV. Pay only when you file.
€50 per VAT return, checked by a real reviewer before it goes out. €12 per payslip. Nothing else.
Invoicing & bookkeeping
Invoicing, bookkeeping, receipt scanning, bank import and as many administrations as you like. Up to 250 invoices a month — well above what a BV normally sends. Free, no subscription.
- Invoices and quotes, up to 250 a month (Aria)
- Receipt and purchase invoice scanning (Nox)
- Bookkeeping with AI categorisation (Finn)
- Bank import via MT940/CSV
- VAT calculation and annual accounts preparation (Vera, Rosa)
- Cash flow, Advisory Center and Tax Autopilot
- As many administrations as you like — your holding costs nothing extra
VAT return
VAT return, reviewed and filed. A reviewer checks your return before it goes to the Dutch tax authority via Digipoort.
- Check by a real reviewer, no upsell
- Filed via Digipoort after approval
- Rejected and not resubmitted within 14 days? Money back
- Each administration files its own return
You pay per return, upfront, inside FINEO.
DGA payslip
Your monthly payslip as director-shareholder, with the right wage tax, tax credits and Zvw — plus your annual statement.
- Payslip on the 1st of the month
- Annual statement included
- Optimal DGA salary calculated in the Advisory Center
- Payroll tax filing follows automatically once it is live
You pay per payslip, upfront, inside FINEO.
Extra administrations are free to create — each files its own return at €50.
What does a year cost?
Worked example: 1 BV, 1 DGA
Assumes 4 VAT returns per administration per year and 12 payslips per DGA. On a monthly or yearly VAT schedule you pay per return.
- Invoicing and bookkeeping
- €0
- 4 VAT returns × €50
- €200
- 12 payslips × €12
- €144
- Per year, excl. VAT
- €344
More volume
FINEO PRO
For when 250 invoices a month starts to feel tight.
Four times the headroom of free. Nothing else changes: you still pay only per return and per payslip, and you can cancel monthly.
Get started freeYou start free. PRO switches on from your dashboard the moment you need it, not a day earlier.
- 1,000 invoices a month instead of 250
- Four times the daily AI processing
- Four times the daily receipts and purchase invoices
- VAT return €250 per return — more invoices means more to check
- Cancel monthly, no minimum term
For comparison: Exact Online charges €99 a month for 100 sales invoices, and €159 for unlimited. Prices as published on exact.com, August 2026.
Full review
Optional. A reviewer goes through your entire administration: ledger, VAT positions, director’s current account and the reconciliation to the annual accounts. Per engagement, at a fixed price agreed up front. You do not need it in order to file.
€999 per engagement, ex VAT
Comparison
What does a year cost elsewhere?
Moneybird, e-Boekhouden and Jortt charge a monthly fee for the software — without a check on your return and without payslips. FINEO charges €0 for the software and only per return and per payslip.
| Software per year | VAT return | DGA payslip | Year, 1 BV + 1 DGA | |
|---|---|---|---|---|
| FINEO | €0 | €50 per return, reviewer included | €12 per payslip | €344 |
| Moneybird | €180 – €348 (Start €15 – Groei €29 per month) | Self-filed, no reviewer | Not compared | €180 – €348 + payslips elsewhere |
| e-Boekhouden | €288 (Standaard + Factureren, €24 per month regular) | Self-filed, no reviewer | Not compared | €288 + payslips elsewhere |
| Jortt | €299 (MKB, €24.95 per month) | Self-filed, no reviewer | €9.50 per payslip (add-on) | €413 (incl. 12 payslips) |
Indicative. Regular monthly rates as published on the pricing pages of Moneybird (Start and Groei, excl. VAT), e-Boekhouden (Standaard + Factureren) and Jortt (MKB — the entry plan for BVs, excl. VAT), checked on 17 August 2026. Introductory discounts and separate modules are left out; none of the three includes a reviewer check on your return. FINEO prices excl. VAT.
Frequently asked questions about pricing
Is FINEO really free? What's the catch?
No catch. Invoicing, bookkeeping, receipt scanning, bank import and extra administrations cost nothing — no end date and no credit card. We only earn something when you have to file with the tax authority: €50 per reviewed VAT return and €12 per DGA payslip (excl. VAT).
What happens if the reviewer rejects my return?
You get their comments back and adjust the return. If you don't resubmit within 14 days, the €50 is refunded automatically. Nobody pays for a return that never goes out.
I have a holding and an operating BV. What do I pay?
Two administrations, both free. Each BV files its own VAT return, so you pay €50 per return per BV. Payslips only in the BV that pays your salary.
How does the bank connection work?
Today via MT940/CSV import: you download the file from your bank and drop it into FINEO; Finn categorises the rest. An automatic connection is coming — we'll let you know as soon as it's live.
How and when do I pay?
Per event, upfront, inside FINEO: the moment you have a return reviewed or create a payslip. No monthly invoice, no direct debit, no notice period.
Is there a fair-use limit?
Yes, and in practice you will not notice it. Invoicing and bookkeeping cost nothing up to 250 invoices a month — well above what a BV normally sends. The parts that cost money per use — automatic categorisation, AI advice and document extraction — have a generous daily limit. If you ever reach it, the rest of FINEO keeps working, your dashboard shows when the limit reopens, and the AI picks up again by itself. Need more on an ongoing basis? That is what FINEO PRO is for.
Start your bookkeeping today
Free, with no end date. No credit card needed.