FINEO BELGIE
Gratis factureren en boekhouden voor je Belgische vennootschap
Peppol-compliant, KBO-integratie, 10 AI-agents die je administratie verwerken en proactief fiscaal advies geven. Geen abonnement, geen einddatum. De btw-aangifte met controle door een reviewer volgt binnenkort.
Goedemorgen
Jouw Onderneming B.V.
Alles loopt op schema — geen actie nodig.
Omzet (mnd)
Openstaand
2 facturen
BTW Q1
Deadline 30 apr
Cashflow voorspelling
6 maandenRecente transacties
TechVentures B.V.
Factuur #2026-042
Hetzner Cloud
Server hosting
DigitalFirst B.V.
Factuur #2026-041
Prijs
AI-agents
Reviewer
Meet your team
10 AI agents working together on your bookkeeping & advisory
Finn
Categorization
Recognizes and categorizes every transaction automatically based on your bank feed.
Aria
Invoices
Creates professional invoices, sends reminders, and tracks payments.
Nox
OCR & Scanning
Scans receipts and purchase invoices, extracting all relevant data.
Pip
Procurement
Manages suppliers, purchase invoices, and approval workflows.
Vera
VAT & Tax
Calculates VAT returns, flags errors, and prepares SBR reports.
Rosa
Annual Accounts
Compiles annual accounts and generates chamber of commerce filing documents.
Lena
Onboarding
Guides you step by step through setting up your administration.
Cas
Cash Flow
Forecasts cash flow, signals risks, and monitors liquidity.
Lex
Structure Advisor
Analyzes your corporate structure and advises on holdings, restructuring, and tax optimization.
ReviewerCopilot
Human Review
A real bookkeeper checks your VAT return before it goes out the door.
Every transaction automatically in the right place
Finn connects your bank account via PSD2 and categorizes 85% of your transactions automatically. You only need to confirm the exceptions.
TechVentures BV
Factuur #2026-042
+4.235,00
Colruyt
Kantoorbenodigdheden
-47,85
DigitalFirst BV
Factuur #2026-041
+2.100,00
Proximus Zakelijk
Telefoon abonnement
-45,00
Coolblue
Monitor Dell 27"
-389,00
Professional invoices with automatic follow-up
Aria creates invoices with QR code for instant payment, sends automatic reminders, and matches payments to open invoices.
Van
Fineo BV
KBO 0123.456.789
Louizalaan 65, Brussel
Aan
TechVentures BV
Meir 42, Antwerpen
Scan om te betalen
Bancontact QR-code
VAT returns and annual accounts — automated
Vera calculates your VAT return based on your bookings. Rosa compiles your annual accounts. Everything SBR-ready for the tax authority.
Periode
Q1 2026 (jan - mrt)
Deadline
20 april 2026
R.01 Handelsgoederen en diensten 21%
18.650,00
R.02 Handelsgoederen en diensten 12%
0,00
R.03 Handelsgoederen en diensten 6%
0,00
R.54 Verschuldigde BTW
3.916,50
R.59 Aftrekbare BTW
1.736,25
Te betalen
2.180,25
Tax advice calculated with your real numbers
12 advisory topics — from DGA salary to investment deductions — calculated with your live bookkeeping data. Personal, current, concrete.
Jouw situatie
Verwachte winst 2026
92.000
Huidige bezoldiging
45.000
Advies
Op basis van je verwachte winst van 92.000 is de optimale bedrijfsleider-bezoldiging voor 2026 45.000. Dit is de 45.000-regel voor minimumbezoldiging.
Door de bezoldiging op dit niveau te houden bespaar je circa 3.800 aan belasting vergeleken met een hogere bezoldiging van 60.000.
Scenario-vergelijking
How it works
From chaos to control in 3 steps
Connect your bank
Connect your business bank account in 2 minutes via PSD2. Secure, direct, no hassle.
AI learns your administration
Finn categorizes your transactions, Aria creates invoices, Vera calculates VAT. All automatic.
Reviewer checks your return — coming soon
Soon a real reviewer will check your VAT return before it is filed. Until then Vera prepares your VAT figures and you file yourself.
Why FINEO is different
10 AI agents
Not one tool, but a whole team. From bookkeeping to structural advice — each agent specializes in one task.
Human reviewer
AI + human, not AI alone. A real reviewer's check on your VAT return is coming soon in Belgium.
Director remuneration
Payslip and annual statement for the company director are coming soon. Until then the Advisory Center calculates your optimal remuneration.
Your bank stays your bank
We connect via PSD2, we don't play bank. You keep your own account at your own bank.
Fiscaal advies voor Belgische vennootschappen
Doorberekende scenario's op basis van je live boekhouding en Belgische fiscale regels.
Bedrijfswagen
Bereken het voordeel alle aard voor je bedrijfswagen.
Bedrijfsleider-bezoldiging
Optimaal loon berekend op basis van de 45.000-regel.
Investeringsaftrek
Check of je investering in aanmerking komt voor KMO-investeringsaftrek.
Peppol e-facturatie
Alles over de Peppol-verplichting en hoe FINEO je compliant maakt.
12 adviesonderwerpen · berekend met je live cijfers · Belgische fiscaliteit
Free. Unless you file.
No subscription, no trial that runs out. You only pay per compliance event — and then you know exactly what for.
Invoicing & bookkeeping
Unlimited invoicing, bookkeeping, receipt scanning, bank import and as many administrations as you like.
VAT return
VAT return with a reviewer check: coming soon for Belgian companies. Until then Vera prepares your VAT figures and you file yourself.
Director remuneration
Payslip and annual statement for the company director: coming soon. Until then the Advisory Center calculates your optimal remuneration.
Bank connection: MT940/CSV import today, automatic connection coming.
Switch in 2 clicks
Take your existing administration with you — no hassle.
From Moneybird
OAuth connection: authorize and your data flows automatically.
From Exact Online
XAF import available. Direct OAuth connection coming soon.
Other package
Export your administration as XAF file and import it in FINEO.
Wat Belgische ondernemers zeggen
“De Peppol-integratie scheelt me een hoop gedoe. Facturen worden automatisch verstuurd en ontvangen in het juiste formaat.”
Lotte Peeters
Zaakvoerder, Creatief Bureau
“Het Adviescentrum berekende mijn optimale bezoldiging als bedrijfsleider op basis van mijn echte cijfers. Dat had mijn boekhouder me nooit zo voorgelegd.”
Wim Claessens
Zaakvoerder, IT Consultancy
“InterVAT-aangifte gaat nu vanzelf. Vroeger was dat altijd een stressvol moment aan het einde van het kwartaal.”
Eline Mertens
Zaakvoerder, E-commerce
Frequently asked questions
What makes FINEO different from Moneybird, Exact Online and other bookkeeping tools?
FINEO combines 10 AI agents with human review at the moment it matters — something Yuki, Exact Online and other bookkeeping tools don't offer. While those tools require manual work, FINEO automates categorization, VAT calculation and annual accounts. FINEO also includes an Advisory Center with tax advice and a Structure Advisor (Lex) that proactively recommends holdings. And FINEO is free: invoicing and bookkeeping cost nothing; the reviewed VAT return follows soon in Belgium.
How much does FINEO cost?
Nothing. Invoicing, bookkeeping and Peppol e-invoicing are free for your Belgian company — no subscription, no trial that runs out. Paid events such as the VAT return with a reviewer check are coming soon; we will publish their price as soon as they are live.
Is FINEO really free, even after a while?
Yes. There is no end date and no subscription that kicks in later. You create an account, invoice via Peppol and keep your books for as long as you like — no credit card.
How does director remuneration work?
The Advisory Center calculates your optimal remuneration based on the €45,000 rule and your profit. Payslip and annual statement in FINEO are coming soon.
Does FINEO also provide tax advice?
Yes. The Advisory Center calculates 12 advisory topics with your live bookkeeping data — from DGA salary and dividend distribution to company car and investment deductions. Personal, current and immediately applicable.
Can FINEO help me set up a holding?
Yes. If Lex determines that a holding is advantageous for your situation, he calculates the tax benefit and FINEO guides you through the process — in cooperation with MijnBV for the incorporation.
Can I bring my current administration?
Yes. From Moneybird you connect in 2 clicks via OAuth. For Exact Online and other packages, you can import an XAF file.
How safe is my data?
FINEO runs on European servers, uses end-to-end encryption, and connects via PSD2 — the safest standard for bank data. We never store your bank password.
Does FINEO support Belgian companies?
Yes. FINEO has a separate Belgian offering with Peppol compliance and KBO integration. In Belgium too, invoicing and bookkeeping are free; the reviewed VAT return follows there soon.
What does the reviewer do exactly?
The reviewer is a real bookkeeper who checks your VAT return before it is filed. Errors are corrected, edge cases flagged. For Belgian companies that check is coming soon.
What does Lex, the structure advisor, do?
Lex analyzes your corporate structure and advises on holdings, restructuring and tax optimization. Based on your real numbers, Lex calculates whether a holding structure is beneficial for your situation.
What is the Tax Autopilot?
Vera's Tax Autopilot spots tax opportunities in your live numbers — such as unused annuity allowance or a provisional assessment that no longer matches your profit — and calculates their estimated value. You (or your reviewer) approve every proposal; nothing is booked or filed automatically with the tax authority. An adjustment of your provisional assessment, for example, you submit yourself via Mijn Belastingdienst Zakelijk, with a request prepared by FINEO.
Start today
Start your bookkeeping today
Free, with no end date. No credit card needed.