FINEO BELGIE

Boekhouding voor je Belgische vennootschap

Peppol-compliant, InterVAT-klaar, KBO-integratie. 10 AI-agents verwerken je administratie en geven proactief fiscaal advies. Een reviewer controleert alles.

app.fineo.nu/dashboard
F

Omzet (mnd)

+12.450

+8.2%

Openstaand

3.200

2 facturen

BTW Q1

-2.180

Deadline 30 apr

Cashflow voorspelling

6 maanden

JanFebMrtAprMeiJun

Recente transacties

+

TechVentures B.V.

Factuur #2026-042

+4.235,00
-

Hetzner Cloud

Server hosting

-89,50
+

DigitalFirst B.V.

Factuur #2026-041

+2.100,00
4 hours
saved per month
80%
cheaper than an accountant
€15
per month, all included
€0
extra for DGA payroll

Meet your team

10 AI agents working together on your bookkeeping & advisory

📊

Finn

Categorization

Recognizes and categorizes every transaction automatically based on your bank feed.

📄

Aria

Invoices

Creates professional invoices, sends reminders, and tracks payments.

📷

Nox

OCR & Scanning

Scans receipts and purchase invoices, extracting all relevant data.

📦

Pip

Procurement

Manages suppliers, purchase invoices, and approval workflows.

🏦

Vera

VAT & Tax

Calculates VAT returns, flags errors, and prepares SBR reports.

📘

Rosa

Annual Accounts

Compiles annual accounts and generates chamber of commerce filing documents.

👋

Lena

Onboarding

Guides you step by step through setting up your administration.

💰

Cas

Cash Flow

Forecasts cash flow, signals risks, and monitors liquidity.

🏛️

Lex

Structure Advisor

Analyzes your corporate structure and advises on holdings, restructuring, and tax optimization.

👤

ReviewerCopilot

Human Review

A real bookkeeper checks what the AI does. Always.

BANK FEED & CATEGORIZATION

Every transaction automatically in the right place

Finn connects your bank account via PSD2 and categorizes 85% of your transactions automatically. You only need to confirm the exceptions.

📊Finn - Categorisatie
85% auto
+

TechVentures BV

Factuur #2026-042

+4.235,00

Opbrengsten98%
-

Colruyt

Kantoorbenodigdheden

-47,85

Kantoorkosten94%
+

DigitalFirst BV

Factuur #2026-041

+2.100,00

Opbrengsten99%
-

Proximus Zakelijk

Telefoon abonnement

-45,00

Telefoonkosten97%
-

Coolblue

Monitor Dell 27"

-389,00

Inventaris91%
INVOICES & PAYMENTS

Professional invoices with automatic follow-up

Aria creates invoices with QR code for instant payment, sends automatic reminders, and matches payments to open invoices.

📄Aria - Factuur #2026-042
Betaald

Van

Fineo BV

KBO 0123.456.789

Louizalaan 65, Brussel

Aan

TechVentures BV

Meir 42, Antwerpen

OmschrijvingBedrag
Consultancy maart 20263.500,00
Hosting & onderhoud735,00
Subtotaal4.235,00
BTW 21%889,35
Totaal5.124,35

Scan om te betalen

Bancontact QR-code

Betaald 15 mrt
VAT & ANNUAL ACCOUNTS

VAT returns and annual accounts — automated

Vera calculates your VAT return based on your bookings. Rosa compiles your annual accounts. Everything SBR-ready for the tax authority.

🏦Vera - InterVAT-aangifte Q1 2026
Concept

Periode

Q1 2026 (jan - mrt)

Deadline

20 april 2026

R.01 Handelsgoederen en diensten 21%

18.650,00

R.02 Handelsgoederen en diensten 12%

0,00

R.03 Handelsgoederen en diensten 6%

0,00

R.54 Verschuldigde BTW

3.916,50

R.59 Aftrekbare BTW

1.736,25

Te betalen

2.180,25

Alle boekingen gecontroleerd door Rosa
ADVISORY CENTER

Tax advice calculated with your real numbers

12 advisory topics — from DGA salary to investment deductions — calculated with your live bookkeeping data. Personal, current, concrete.

💡Adviescentrum - Bedrijfsleider-bezoldiging
Live berekening

Jouw situatie

Verwachte winst 2026

92.000

Huidige bezoldiging

45.000

Advies

Op basis van je verwachte winst van 92.000 is de optimale bedrijfsleider-bezoldiging voor 2026 45.000. Dit is de 45.000-regel voor minimumbezoldiging.

Door de bezoldiging op dit niveau te houden bespaar je circa 3.800 aan belasting vergeleken met een hogere bezoldiging van 60.000.

Scenario-vergelijking

Bezoldiging 45.000 (optimaal)
Besparing 3.800
Bezoldiging 60.000
+3.800 belasting
Bezoldiging 36.000 (te laag)
Risico FOD Financien
Berekend op basis van je live boekhouding. Laatst bijgewerkt: vandaag.

How it works

From chaos to control in 3 steps

1

Connect your bank

Connect your business bank account in 2 minutes via PSD2. Secure, direct, no hassle.

2

AI learns your administration

Finn categorizes your transactions, Aria creates invoices, Vera calculates VAT. All automatic.

3

Reviewer checks everything

A real bookkeeper checks the AI output. Errors are corrected before you see them.

Why FINEO is different

🤖

10 AI agents

Not one tool, but a whole team. From bookkeeping to structural advice — each agent specializes in one task.

👤

Human reviewer

AI + human, not AI alone. Every booking is checked by a real bookkeeper.

💰

DGA payroll included

No add-on, no extra costs. Payroll processing for the director-shareholder is included in every plan.

🏦

Your bank stays your bank

We connect via PSD2, we don't play bank. You keep your own account at your own bank.

ADVIESCENTRUM

Fiscaal advies voor Belgische vennootschappen

Doorberekende scenario's op basis van je live boekhouding en Belgische fiscale regels.

🚗VAA

Bedrijfswagen

Bereken het voordeel alle aard voor je bedrijfswagen.

💼! Actie

Bedrijfsleider-bezoldiging

Optimaal loon berekend op basis van de 45.000-regel.

💻KMO

Investeringsaftrek

Check of je investering in aanmerking komt voor KMO-investeringsaftrek.

📧Verplicht 2026

Peppol e-facturatie

Alles over de Peppol-verplichting en hoe FINEO je compliant maakt.

12 adviesonderwerpen · berekend met je live cijfers · Belgische fiscaliteit

Transparent pricing

DGA salary processing included in every plan

Starter

29/mo

For freelancers who just formed a BV

50 transactions/mo

DGA payroll included
Popular

Complete

149/mo

For active BVs with regular administration

250 transactions/mo

DGA payroll included

Growth

249/mo

For growing BVs with more complex bookkeeping

500 transactions/mo

DGA payroll included

Holding

449/mo

For holding structures with multiple entities

1000 transactions/mo

DGA payroll included

Switch in 2 clicks

Take your existing administration with you — no hassle.

🔗2 clicks

From Moneybird

OAuth connection: authorize and your data flows automatically.

📁Coming soon

From Exact Online

XAF import available. Direct OAuth connection coming soon.

📤XAF universal

Other package

Export your administration as XAF file and import it in FINEO.

Wat Belgische ondernemers zeggen

De Peppol-integratie scheelt me een hoop gedoe. Facturen worden automatisch verstuurd en ontvangen in het juiste formaat.
L

Lotte Peeters

Zaakvoerder, Creatief Bureau

Het Adviescentrum berekende mijn optimale bezoldiging als bedrijfsleider op basis van mijn echte cijfers. Dat had mijn boekhouder me nooit zo voorgelegd.
W

Wim Claessens

Zaakvoerder, IT Consultancy

InterVAT-aangifte gaat nu vanzelf. Vroeger was dat altijd een stressvol moment aan het einde van het kwartaal.
E

Eline Mertens

Zaakvoerder, E-commerce

Frequently asked questions

What makes FINEO different from Moneybird, Exact Online and other bookkeeping tools?

FINEO combines 10 AI agents with human review — something Moneybird, Exact Online, Jortt and e-Boekhouden don't offer. While those tools require manual work, FINEO fully automates categorization, VAT returns and annual accounts. FINEO also includes an Advisory Center with tax advice and a Structure Advisor (Lex) that proactively recommends holdings. DGA payroll processing is included in every plan — competitors charge extra or don't offer it.

How much does FINEO cost?

FINEO starts from €15 per month for starters. All plans include DGA salary processing. There are no hidden costs or expensive add-ons.

Is there a free trial?

Yes, you can try FINEO free for 2 months. No credit card needed. After the trial period, you choose the plan that fits you.

How does DGA salary processing work?

DGA salary processing is included in every plan. FINEO calculates the optimal salary, generates payslips, and files payroll returns with the tax authority.

Does FINEO also provide tax advice?

Yes. The Advisory Center calculates 12 advisory topics with your live bookkeeping data — from DGA salary and dividend distribution to company car and investment deductions. Personal, current and immediately applicable.

Can FINEO help me set up a holding?

Yes. If Lex determines that a holding is advantageous for your situation, he calculates the tax benefit and FINEO guides you through the process — in cooperation with MijnBV for the incorporation.

Can I bring my current administration?

Yes. From Moneybird you connect in 2 clicks via OAuth. For Exact Online and other packages, you can import an XAF file.

How safe is my data?

FINEO runs on European servers, uses end-to-end encryption, and connects via PSD2 — the safest standard for bank data. We never store your bank password.

Does FINEO support Belgian companies?

Yes. FINEO has a separate Belgian offering with Peppol compliance, InterVAT returns, and KBO integration. Prices start from €29 per month.

What does the reviewer do exactly?

The ReviewerCopilot is a real bookkeeper who checks the AI output. Errors are corrected, edge cases flagged, and you receive an approval report per period.

What does Lex, the structure advisor, do?

Lex analyzes your corporate structure and advises on holdings, restructuring and tax optimization. Based on your real numbers, Lex calculates whether a holding structure is beneficial for your situation.

Start today

Start your bookkeeping today

2 months free. No credit card needed.